body{
	font-size:85%;	
	font-family:"Times New Roman", Times, serif;
	margin:0 auto;
}
p{
	margin:0;
	padding:0;
}
div{
	margin:0;
	padding:0;
}
.blue{
	color:#019bd4;	
	font-size:1.1em;
}
#main-wrapper{
	width:800px;
	background:url(images/bg.gif) repeat-y top left;
	margin:0 auto;
}
#header{
	width:800px;
	height:138px;
}
#lower{
	background-color:#f8fafb;
}
#nav{
	float:left;
	background:url(images/nav-bg.gif) no-repeat top left #f8fafb;;
	width:152px;
	height:428px;
}
#content{
	float:right;
	width:550px;
	padding-right:50px;
	font-size:1.1em;
	line-height:1.3em;
	background:#fff;
}
#header-text{
	width:550px;
	text-align:center;
	padding:0 0 10px 0;
}
/****************** footer *****************/
#footer{
	clear:both;
	float:right;
	width:550px;	
	text-align:center;
	padding:20px 50px 20px 0;
	color:#019bd4;
	font-size:12px;
}
#footer a:link, #footer a:visited{
	text-decoration:none;
	font-size:12px;
	color:#019bd4;
}
#footer a:hover{
	text-decoration:underline;
	color:#019bd4;
}
/***************** submenu ****************/
.submenu{
	text-align:right;
	padding-right:18px;
}
.submenu a:link, .submenu a:visited{
	color:#000;
	font-size:13px;
	text-decoration:none;
	font-family:"Times New Roman", Times, serif;
	line-height:1.6em;
}
.submenu .current a:link, .submenu .current a:visited{
	color:#019bd4;
	font-weight:bold;
}
.submenu a:hover{
	color:#019bd4;
	font-weight:bold;
}
/***** other ****/
.right{
	float:right;	
}